Jonathan Smith (BA HONS, CeMAP)
Jon has worked within a number of different areas of financial services, he now specialises in advising and arranging on mortgage and protection products. He completed the CeMap qualification in early 2018 before taking up his current position within Trinity Finance as a Consultant and is currently based in Thomas Brown Estates in Orpington.
Whilst the majority of his clients opt to come into the office in Orpington for an appointment, he recognise that it can be difficult to find the time in busy schedules to do so. He aims to make the process as convenient for you as possible and offers the option of home visits within the Bromley borough, in addition to both telephone and Skype appointments.
Jon can advise on all your mortgage needs from a standard residential purchase, through to portfolio landlords and commercial mortgages. He specialises in helping first time buyers who are at the beginning of their journey on the property ladder, providing guidance and clear information in order to take away the stress of buying a first home. He will be there throughout the process, not just to arrange the mortgage, but to be a central point of contact who can liaise with estate agents, conveyancers, surveyors and lenders right through to when you finally get the keys to your new home.
Jon recognises that the homebuying process can be a daunting one with a number of challenges and hurdles, he aims to take the stress out of buying your new home by giving clear information in our first appointment on all aspects of the homebuying process, ensuring you are fully informed. It’s never too early to start planning when it comes to looking at your mortgage options, it should be the first consideration (before you even begin booking viewings) as together we can ascertain an accurate idea of your borrowing capacity so that you can then search for properties that will fit within your available budget, moving on to obtain an agreement in principle so that when you reach the point of making an offer, we have taken the necessary steps to get the property taken off the market as quickly as possible.
Jon is a clear, concise communicator who recognises that everyone is different with varied experiences and he aims to ensure that he presents information in a way that is tailored to your needs rather than by following a standard procedure. He takes a problem-solving approach, so if your situation is complex and outside of the mainstream lenders criteria, he will work tirelessly to try and find us an option to enable you to get the mortgage you need to buy your new home.
Jon is a keen sportsman and enjoys playing golf, football and tennis when time allows, whilst also regularly attending the gym and running which he find is a good stress-reliever. He is also serving his second term as an elected Trustee at Bromley Baptist Church overseeing governance matters and responsibilities to The Charity Commission. Jon also enjoy spending time with friends and family when not in the office and, having lived in the area for the majority of his life, he has a good knowledge of residential areas in Bromley Borough and is more than happy to provide information on the local area.