Trinity Blog
How to apply for the Help to Buy: Equity Loan scheme
The new Help to Buy: Equity Loan scheme for first-time buyers is now open for…
The new Help to Buy: Equity Loan scheme for first-time buyers
Set to begin in April 2021 and continue until the end of March 2023, a…
What is the LIFT scheme?
When you’re looking to get onto the property ladder in Scotland but the prices are…
Understanding the need for Home Reports in Scotland
A Home Report gives you essential information about a property for sale in Scotland so…
Financial help when buying a property in Scotland
It can be really difficult to find all the funds necessary to buy a property…
How does the Land and Buildings Transaction Tax (LBTT) affect your purchase?
Just as the stamp duty threshold was raised in England and Northern Ireland in response…
Should you remortgage to consolidate your debts?
If you’ve racked up a lot of debt and are finding it hard to meet…
How does a retirement interest-only mortgage compare with equity release?
If you’re over 55 and a homeowner, it would be comforting not to have to…
Is equity release a good way to pay off your mortgage?
When you’re retired or approaching retirement, the thought of paying off your mortgage and freeing…
Can you buy a second property using equity release?
Are you thinking about buying a second property and wondering if equity release is a…
Using equity release to reduce inheritance tax
You’ve built up your estate’s value for many years to ensure that your loved ones…
A lifetime mortgage vs. a home reversion plan
Having decided that equity release is right for you, you need to choose between a…
Lifetime mortgages explained
As the most popular form of equity release product, a lifetime mortgage lets you use…
Can you benefit from equity release with a bad credit rating?
With a bad credit history, you’ve probably found it hard to be accepted for any…
7 differences in the Scottish home-buying process compared with England and Wales
Scotland has its own legal system and this applies to the home-buying process, which is…
Are you considering equity release?
If you’re over 55 and own your own home, you may have considered equity release.…
Does working from home affect your mortgage?
Many of us have now experienced working from home during the lockdown that resulted from…
What is a semi-commercial mortgage?
A semi-commercial mortgage is a loan that’s specifically designed for a property consisting of both…
13 tips to getting a bargain at a property auction
Auctions are increasingly popular for finding bargain properties and benefitting from quick sales but it…
The pros and cons of a commercial mortgage
When you’re looking to expand your business, you’ve probably considered a commercial mortgage. You might…
What types of properties can you find at auctions?
All types of properties are found at auctions but certain types sell better at traditional…
Is a commercial mortgage right for you?
When you need a business loan secured against a property that isn’t classed as your…
Can you secure a commercial mortgage with bad credit
If you’ve been wondering whether you can secure a commercial mortgage with bad credit, the…
How to apply for a commercial mortgage
When considering a commercial mortgage, you need to ensure your business can cover the monthly…
How the stamp duty holiday can benefit you
After a slump in the housing market following the coronavirus pandemic, a new stamp duty…
How to prepare for an auction purchase as a first-time buyer
As a first-time buyer, you may be finding it hard to get a foot on…
What is a bridging loan?
A bridging loan provides you with short-term finance when you’re purchasing a property. As its…
Buying a property via an online auction
Online auctions, just like traditional ones, provide a fast and transparent transaction without the risk…
COVID-19: The government’s measures to help the self-employed
If you’re self-employed and your business has taken a hit due to the coronavirus crisis,…
As an employee, what government support can you expect during this pandemic
As a result of the coronavirus pandemic, your workplace might have had to close temporarily…
The impact of the coronavirus crisis on buy-to-let mortgages
There’s no doubt about it, the buy-to-let market has been hit hard by the coronavirus…
How does the COVID-19 lockdown affect your purchase?
With the lockdown measures in place, you may be worried that the coronavirus crisis has…
Remortgage: ease your financial pressure during the coronavirus pandemic
With the financial impact caused by the COVID-19 lockdown, you may be considering a remortgage…
Will a mortgage holiday help you during the coronavirus lockdown?
With the lockdown continuing in light of the coronavirus pandemic, you may find yourself under…
How to get ready for your mortgage application during lockdown
While the government has all but put the brakes on the property market due to…
A historic low – how the new base rate affects your mortgage
In reaction to the coronavirus pandemic, the Bank of England reduced the base rate to…
The main types of property survey
What is a property survey? A property survey assesses the condition of the property you’re…
Porting your mortgage
Porting your mortgage — can you take your mortgage with you? As a homeowner looking…
How the Bank of Mum and Dad can help you buy your home
Like many people, you can’t wait to get your foot on the property ladder but…
The different mortgage types to consider
You’re excited to buy a property and ready to apply for a mortgage but with…
Gazumping: what it means and how you can avoid it
Gazumping: what it means and how you can avoid it You’ve found your dream home,…
Lifetime ISAs
What is a Lifetime ISA? A Lifetime ISA (LISA) is an account that’s specifically designed…
8 tips for first-time buyers
You’re ready to take your first step on the property ladder but where do you…
What to avoid as a first-time buyer
Buying your first home is really exciting but it can also feel like a minefield…
Your mortgage deposit explained
How much you need and how to save up for it You’re ready to buy…
Help to Buy schemes
What are they and are you eligible? Whether you’re looking to buy your first property…