News & Blog

How does affordability work on a joint borrower sole proprietor mortgage

As a first-time buyer, affordability may be the main issue preventing you from getting a...

When does an HMO require a commercial mortgage?

When looking to invest in a house in multiple occupation (HMO), you may be confused...

Can you use a gifted deposit for a self-build mortgage?

If you’re ready to turn your idea of building a dream home into a reality,...

How ‘green’ are green mortgages?

With climate change concerns and the high cost of energy bills, it makes sense to...

Can you get a guarantor mortgage with shared ownership?

Shared ownership offers an affordable way to buy a home. It enables you to buy...

How to improve the value of your HMO before getting a mortgage

A house in multiple occupation (HMO) is a lucrative investment. It makes sense to improve...

What the end of Section 21 really means for landlords

With the passing of the Renters’ Rights Act into law in October 2025, some major...

The UK inflation rate is held at 3%

The UK inflation rate held at 3% in the year to February, which is in...

The BoE base rate remains at 3.75%

Whilst there had been hopes of an interest rate cut in March following the latest...

How might the rising mortgage rates affect you?

How might the rising mortgage rates affect you? Various lenders have begun increasing their mortgage...

Can you extend a bridging loan?

As a short-term loan, you need to be ready to repay a bridging loan when...

Why protection insurance for first-time buyers is just as important as the mortgage

Buying your first home is exciting but it’s also a big responsibility. You’re taking on...

Income protection vs critical illness cover — which is right for you?

Both income protection and critical illness cover provide financial security if life takes an unexpected...

Can you pay off a bridging loan early?

Bridging loans are short-term loans that offer fast convenience and flexibility for property transactions. As...

The inflation rate falls to a 10-month low of 3%

Positive news was released by the Office for National Statistics (ONS) with the latest announcement...

The latest base rate decision keeps it at 3.75%

Having been cut four times last year, the first review of the base rate for...

A UK inflation jump to 3.4%

The latest figures released by the Office for National Statistics (ONS) confirm a UK inflation...

A confirmed base rate cut to 3.75%

Following the last review of the year, the Monetary Policy Committee (MPC) has voted to...

UK inflation falls to 3.2%

The Office for National Statistics (ONS) has released welcome news as UK inflation falls to...

The details of the Autumn Budget 2025 have been released

The details of the Autumn Budget 2025 have been announced by Chancellor Rachel Reeves. Continuing...