Author Archives: Trinity Finance

Can you get income protection if you are self-employed?

Being self-employed has lots of benefits, including the flexibility to work on your own schedule,...

A rise in inflation to 3.5%

A rise in inflation to 3.5% in the year to September has been confirmed by...

Can you get a mortgage as a contractor?

As a contractor, you benefit from flexibility in your work but when it comes to...

Can you add someone to your mortgage when remortgaging?

Circumstances change and there may come a time when you want to add someone to...

What does loan-to-value mean when getting a mortgage?

When applying for a mortgage, you’ll come across the term loan-to-value (LTV) ratio. This is...

Can overtime, bonuses and commission be used for a mortgage?

When applying for a mortgage, lenders assess your income to determine how much you can...

Do you need income protection if you have sick pay from work?

You may not have put much thought into what will happen if you get sick...

How a trust will protects your assets and loved ones

When planning your estate, a standard single will or mirror wills may not offer the...

How to get mortgages on short lease properties

Buying a property is exciting but it can also be challenging, especially if you discover...

How could the proposed FCA mortgage rule changes affect borrowers?

New mortgage rules have been proposed by the Financial Conduct Authority (FCA) to give lenders...

Could the proposed First Time Buyer ISA help you save for your first home?

One of the biggest struggles for first-time buyers is saving an adequate deposit. To help...

What is the new Your First Home scheme and how could it help first-time buyers?

The government has announced a new scheme that’s to be launched with the intention of...

What happens if you die and don’t have a will in place?

A subject that many people understandably prefer to avoid thinking about is what happens to...

The base rate has been held at 3.75%

The latest Monetary Policy Committee (MPC) review has confirmed that the base rate is to...

An increase in inflation to 3.1%

An increase in inflation to 3.1% in the year to August has been confirmed by...

The latest base rate announcement keeps the rate at 3.75%

The latest base rate announcement has confirmed that it has remained steady at 3.75% following...

Inflation has fallen to 2.6%

Inflation has fallen to 2.6% in the year to June and is unexpectedly lower than...

UK inflation has increased to 2.9%

UK inflation has increased to 2.9% in the year to July from the previous figure...

What is life insurance?

You wouldn’t think twice about insuring your car or your home to protect against damage,...

Do you pay stamp duty on a commercial property?

When buying a commercial property, you need to consider all the additional costs to the...