Author Archives: Trinity Finance

What is life insurance?

You wouldn’t think twice about insuring your car or your home to protect against damage,...

Do you pay stamp duty on a commercial property?

When buying a commercial property, you need to consider all the additional costs to the...

Is income protection worth it?

Have you considered how you would keep up with your monthly outgoings if you couldn’t...

The base rate has stayed at 3.75%

Following the latest review by the Monetary Policy Committee (MPC), the base rate has been...

The current UK inflation rate has remained at 2.8%

The current UK inflation rate has remained at 2.8%. Once again, this rate is unexpectedly...

What the rental discrimination ban means for landlords and tenants

Several reforms to the private rented sector in England came into force on 1st May...

What are the new rules for renting with pets?

The UK is a pet-loving nation and our pets are part of our families. But...

How have rents been affected by the new rental reforms

Some key reforms to the private rented sector came into force on 1st May 2026...

How do joint and JBSP mortgages differ

You may be thinking about buying a property with another person or perhaps you’ve got...

A drop in inflation to 2.8%

Positive news has been given by the Office for National Statistics (ONS) when releasing the...

The current base rate has been held at 3.75%

As had been widely anticipated, the Monetary Policy Committee (MPC) has voted to keep the...

An increase in inflation to 3.3%

An increase in inflation to 3.3% has been recorded for the year to March as...

What deposit do you need for a joint borrower sole proprietor mortgage

One of the main issues stopping prospective homebuyers from getting on the property ladder is...

How does affordability work on a joint borrower sole proprietor mortgage

As a first-time buyer, affordability may be the main issue preventing you from getting a...

When does an HMO require a commercial mortgage?

When looking to invest in a house in multiple occupation (HMO), you may be confused...

Can you use a gifted deposit for a self-build mortgage?

If you’re ready to turn your idea of building a dream home into a reality,...

How ‘green’ are green mortgages?

With climate change concerns and the high cost of energy bills, it makes sense to...

Can you get a guarantor mortgage with shared ownership?

Shared ownership offers an affordable way to buy a home. It enables you to buy...

How to improve the value of your HMO before getting a mortgage

A house in multiple occupation (HMO) is a lucrative investment. It makes sense to improve...

What the end of Section 21 really means for landlords

With the passing of the Renters’ Rights Act into law in October 2025, some major...