Category Archives: Trinity News

The UK base rate has remained the same at 5.25%

The Bank of England’s Monetary Policy Committee (MPC) held one of its eight annual meetings...

What is the current inflation rate in the UK?

The inflation rate figure has been confirmed for August 2023 at 6.7%. Lower than July’s...

Inflation predicted to fall faster than expected

Inflation has finally started to fall and the Bank of England recently forecast that it’s...

Will mortgage rates go down?

The latest Bank of England base rate increase saw a 0.25% jump to 5.25%, which...

How difficult is it to arrange a large mortgage loan?

Whether you’re looking to buy your dream home, a high-end property as a rental investment...

Is remortgaging the best way to help your child get on the property ladder?

When your child is ready to fly the nest, this may be easier said than...

How do capped and collar rates affect your mortgage payments?

When you have a variable rate mortgage, your interest rate fluctuates throughout the term. As...

What is an early repayment charge?

If you’re in a position to make an overpayment on your mortgage to reduce the...

Maximise your finances and minimise your time with a portfolio mortgage

As a landlord with four or more properties, a great way to simplify your finances...

The base rate has increased to 5.25%

Following the latest meeting by the Monetary Policy Committee (MPC), the Bank of England base...

Can top slicing help with your affordability of a buy-to-let mortgage?

Meeting the affordability checks for a buy-to-let mortgage can be hard in the current market....

What support does the Mortgage Charter offer for borrowers

A new charter has been introduced by the government. Its purpose is to help those...

Does being self-employed affect your chances of securing a bridging loan?

With a rising percentage of the UK workforce being self-employed, lenders ensure that their need...

A new increase to the base rate, which now stands at 5.0%

Following today’s meeting by the Monetary Policy Committee (MPC), the base rate has been increased...

Is it better to buy a new build or an older property?

When you’re buying a property, there are lots of things to consider, such as its...

Can you add stamp duty to your mortgage?

Stamp duty (SDLT) is a tax that becomes payable when you buy a property or...

What is airspace development?

With the high demand for housing across the UK but a lack of supply, an...

How to improve your credit rating

It’s a good idea to prepare in advance when considering applying for a mortgage by...

A new 100% mortgage to help renters become homeowners

Are you currently renting and feeling trapped in a cycle that will never allow you...

Can you get a 100% commercial mortgage?

Do you want to buy a property for commercial use but don’t have a deposit...