As a mortgage and protection specialist at Trinity Finance, Gemma supports clients in Bromley, Orpington and the wider South East London and Kent areas with expert advice on mortgages and, most importantly, protection.

With a career in the property industry since 2013, including her role as an assistant branch manager at a Blackheath estate agent, she brings both property knowledge and specialist financial protection expertise. Her mission is simple: to make sure your home, income and loved ones are always safeguarded.

Mortgage Advice in Bromley and Orpington

First-Time Buyer Mortgages

First-time buyer mortgage advice in Bromley

Step-by-step guidance to secure your first home.

Self Build Mortgage Broker

Home mover mortgages in Orpington

Making your move smooth and stress-free.

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Remortgage advice in South East London

From securing better rates to raising capital for home improvements.

Life Insurance and Protection Advice in Bromley and Orpington

Life insurance advice: ensuring your family is financially stable if the worst happens.

Critical illness and serious illness cover: protection for a wide range of serious medical conditions.

Income protection insurance: replacing your income if illness or injury prevents you from working.

Family income benefit: providing ongoing financial support to loved ones.

Whole of life insurance: for estate planning and long-term cover.

Specialist protection products: including cover for pre-existing medical conditions, higher BMI, hazardous occupations and risky hobbies.

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More about Gemma

HMO Mortgages

Specialist Protection for Pre-Existing Conditions and High-Risk Clients

Gemma works with providers who understand that not everyone fits the ‘standard profile’. Whether you’re self-employed, working in a hazardous job or living with a pre-existing condition, she compares a wide range of insurers to secure the most suitable cover for your needs and budget.

Equity Release

Mini Case Study — Protection Success Story

Recently, Gemma worked with a self-employed builder in Orpington with a higher BMI and a family history of diabetes. After two insurers declined his application, she sourced cover through a specialist provider. She secured critical illness and income protection policies that gave him and his family peace of mind — all within a budget he could afford.

Why Choose Gemma as Your Protection Specialist?

Dedicated protection expert — she focuses on life insurance, income protection and critical illness cover as her core specialities.

Local knowledge — based in Bromley and Orpington, serving South East London and Kent.

Personal service — transparent, clear advice with no jargon.

Industry experience — over a decade in property and finance, including estate agency expertise.

Specialist access — she works with mainstream and niche insurers, ensuring solutions even in complex cases.

FAQs – Protection and Mortgage Advice in Bromley and Orpington

Gemma designs tailored cover, such as life insurance, income protection and critical illness cover, to safeguard your home, income and loved ones. This goes hand-in-hand with your mortgage planning.

Yes. Many insurers will consider such cases. Gemma compares multiple providers and works with underwriters to secure realistic and affordable cover.

Absolutely. Gemma arranges specialist policies for hazardous occupations and hobbies, ensuring full disclosure and targeting insurers who understand those risks.

Yes — from first-time buyers to remortgages. Gemma provides end-to-end support plus protection advice alongside your mortgage so you’re fully covered.

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    Speak with Gemma – Protection and Mortgage Advice

    Important: Protection policies are subject to underwriting. Terms, conditions and exclusions apply. Your home may be repossessed if you do not keep up with repayments on your mortgage. Trinity Finance is authorised and regulated by the Financial Conduct Authority (FRN 793667).