Author Archives: Trinity Finance

Does being self-employed affect your chances of securing a bridging loan?

With a rising percentage of the UK workforce being self-employed, lenders ensure that their need...

A new increase to the base rate, which now stands at 5.0%

Following today’s meeting by the Monetary Policy Committee (MPC), the base rate has been increased...

Is it better to buy a new build or an older property?

When you’re buying a property, there are lots of things to consider, such as its...

Can you add stamp duty to your mortgage?

Stamp duty (SDLT) is a tax that becomes payable when you buy a property or...

What is airspace development?

With the high demand for housing across the UK but a lack of supply, an...

How to improve your credit rating

It’s a good idea to prepare in advance when considering applying for a mortgage by...

A new 100% mortgage to help renters become homeowners

Are you currently renting and feeling trapped in a cycle that will never allow you...

Can you get a 100% commercial mortgage?

Do you want to buy a property for commercial use but don’t have a deposit...

A new base rate increase to 4.5%

Once again, a review of the base rate has taken place and it has been...

Improve your chances of a successful planning application in an Article 4 direction area

When you’re looking for an investment, buying a property and converting its use to a...

How do Article 4 directions affect HMOs?

If you’re thinking about investing in a property to rent out as a house in...

How much will my mortgage go up?

With the continued base rate increases by the Bank of England, borrowers have endured higher...

When will mortgage rates go down?

With the continuous increases to the base rate to combat inflation and the knock-on effect...

How much does a bridging loan cost?

As a quick financial solution, bridging loans are a popular choice but you may be...

Do you need home insurance on a new build?

You’ve found a new-build home to buy and can’t wait to move in. It’s been...

The base rate has increased to 4.25%

The Monetary Policy Committee (MPC) has voted to increase the Bank of England base rate...

The changes announced in the Spring Budget

Details of the Spring Budget have been announced by Chancellor Jeremy Hunt. The statement has...

Can you get a bridging loan with bad credit?

When you’re struggling to secure funding or have been outright refused, a bad credit bridging...

What is a Deposit Unlock mortgage?

When you’re hoping to buy a new-build home but are struggling to save a deposit,...

What makes new builds so energy efficient?

If you’re leaning towards buying a property that’s more energy efficient, new builds are a...