Category Archives: Trinity News

How do capped and collar rates affect your mortgage payments?

When you have a variable rate mortgage, your interest rate fluctuates throughout the term. As...

What is an early repayment charge?

If you’re in a position to make an overpayment on your mortgage to reduce the...

Maximise your finances and minimise your time with a portfolio mortgage

As a landlord with four or more properties, a great way to simplify your finances...

The base rate has increased to 5.25%

Following the latest meeting by the Monetary Policy Committee (MPC), the Bank of England base...

Can top slicing help with your affordability of a buy-to-let mortgage?

Meeting the affordability checks for a buy-to-let mortgage can be hard in the current market....

What support does the Mortgage Charter offer for borrowers

A new charter has been introduced by the government. Its purpose is to help those...

Does being self-employed affect your chances of securing a bridging loan?

With a rising percentage of the UK workforce being self-employed, lenders ensure that their need...

A new increase to the base rate, which now stands at 5.0%

Following today’s meeting by the Monetary Policy Committee (MPC), the base rate has been increased...

Is it better to buy a new build or an older property?

When you’re buying a property, there are lots of things to consider, such as its...

Can you add stamp duty to your mortgage?

Stamp duty (SDLT) is a tax that becomes payable when you buy a property or...

What is airspace development?

With the high demand for housing across the UK but a lack of supply, an...

How to improve your credit rating

It’s a good idea to prepare in advance when considering applying for a mortgage by...

A new 100% mortgage to help renters become homeowners

Are you currently renting and feeling trapped in a cycle that will never allow you...

Can you get a 100% commercial mortgage?

Do you want to buy a property for commercial use but don’t have a deposit...

A new base rate increase to 4.5%

Once again, a review of the base rate has taken place and it has been...

Improve your chances of a successful planning application in an Article 4 direction area

When you’re looking for an investment, buying a property and converting its use to a...

How do Article 4 directions affect HMOs?

If you’re thinking about investing in a property to rent out as a house in...

How much will my mortgage go up?

With the continued base rate increases by the Bank of England, borrowers have endured higher...

When will mortgage rates go down?

With the continuous increases to the base rate to combat inflation and the knock-on effect...

How much does a bridging loan cost?

As a quick financial solution, bridging loans are a popular choice but you may be...