Author Archives: Trinity Finance

Buying a property with shared ownership

When the possibility of buying a home outright is alluding you, shared ownership is worth...

How a guarantor mortgage can help you

There are many hurdles to overcome when trying to secure a mortgage deal. These can...

A new 5% deposit mortgage scheme for first-time buyers

Good news is on the horizon for first-time buyers who, so far, are struggling to...

How to apply for the Help to Buy: Equity Loan scheme​​

The new Help to Buy: Equity Loan scheme for first-time buyers is now open for...

Help to Buy: Equity Loan Scheme (2021–2023)​

The new Help to Buy: Equity Loan scheme is a government-backed home ownership scheme for...

The new Help to Buy: Equity Loan scheme for first-time buyers​

Set to begin in April 2021 and continue until the end of March 2023, a...

What is the LIFT scheme?

When you’re looking to get onto the property ladder in Scotland but the prices are...

Understanding the need for Home Reports in Scotland

A Home Report gives you essential information about a property for sale in Scotland. This...

Financial help when buying a property in Scotland

It can be really difficult to find all the funds necessary to buy a property...

How does the Land and Buildings Transaction Tax (LBTT) affect your purchase​?

Just as the stamp duty threshold was raised in England and Northern Ireland in response...

Should you remortgage to consolidate your debts?

If you’ve racked up a lot of debt and are finding it hard to meet...

How does a retirement interest-only mortgage compare with equity release?

If you’re over 55 and a homeowner, it would be comforting not to have to...

Is equity release a good way to pay off your mortgage?

When you’re retired or approaching retirement, the thought of paying off your mortgage and freeing...

Can you buy a second property using equity release?

Are you thinking about buying a second property and wondering if equity release is a...

Using equity release to reduce inheritance tax

You’ve built up your estate’s value for many years to ensure that your loved ones...

A lifetime mortgage vs. a home reversion plan

Having decided that equity release is right for you, you need to choose between a...

Lifetime mortgages explained

As the most popular form of equity release product, a lifetime mortgage lets you use...

Can you benefit from equity release with a bad credit rating?

With a bad credit history, you’ve probably found it hard to be accepted for any...

7 differences in the Scottish home-buying process compared with England and Wales​

Scotland has its own legal system and this applies to the home-buying process, which is...

Are you considering equity release​?

If you’re over 55 and own your own home, you may have considered equity release....