Author Archives: Trinity Finance

Benefit from the stamp duty holiday extension

The announcement of the stamp duty holiday extension until the end of June is great...

Can you get a buy-to-let mortgage as a first-time buyer?

When you want to buy a property as an investment with the intention of renting...

A joint borrower sole proprietor (JBSP) mortgage explained

When you don’t have the affordability to be approved for a mortgage on your own,...

The benefits of a joint mortgage

Look forward to sharing ownership of your home with your partner, a family member or...

Buying a property with shared ownership

When the possibility of buying a home outright is alluding you, shared ownership is worth...

How a guarantor mortgage can help you

There are many hurdles to overcome when trying to secure a mortgage deal. These can...

A new 5% deposit mortgage scheme for first-time buyers

Good news is on the horizon for first-time buyers who, so far, are struggling to...

How to apply for the Help to Buy: Equity Loan scheme​​

The new Help to Buy: Equity Loan scheme for first-time buyers is now open for...

Help to Buy: Equity Loan Scheme (2021–2023)​

The new Help to Buy: Equity Loan scheme is a government-backed home ownership scheme for...

The new Help to Buy: Equity Loan scheme for first-time buyers​

Set to begin in April 2021 and continue until the end of March 2023, a...

What is the LIFT scheme?

When you’re looking to get onto the property ladder in Scotland but the prices are...

Understanding the need for Home Reports in Scotland

A Home Report gives you essential information about a property for sale in Scotland. This...

Financial help when buying a property in Scotland

It can be really difficult to find all the funds necessary to buy a property...

How does the Land and Buildings Transaction Tax (LBTT) affect your purchase​?

Just as the stamp duty threshold was raised in England and Northern Ireland in response...

Should you remortgage to consolidate your debts?

If you’ve racked up a lot of debt and are finding it hard to meet...

How does a retirement interest-only mortgage compare with equity release?

If you’re over 55 and a homeowner, it would be comforting not to have to...

Is equity release a good way to pay off your mortgage?

When you’re retired or approaching retirement, the thought of paying off your mortgage and freeing...

Can you buy a second property using equity release?

Are you thinking about buying a second property and wondering if equity release is a...

Using equity release to reduce inheritance tax

You’ve built up your estate’s value for many years to ensure that your loved ones...

A lifetime mortgage vs. a home reversion plan

Having decided that equity release is right for you, you need to choose between a...