News & Blog

What is a further advance?

If you want to borrow additional funds from your current mortgage lender and have some...

What is the current rate of inflation in the UK?

The Office for National Statistics (ONS) has confirmed that inflation has fallen from 3.2% in...

Understanding the auction guide price and reserve price

If you’re new to buying properties at auction, you may be confused by the different...

What is an asset-based mortgage?

As a high net worth individual, you’re likely to have significant assets but your income...

The need for the Help to Build: Equity Loan scheme

The Help to Build scheme, launched in 2022, opens up the opportunity for thousands of...

What’s the difference between regulated and unregulated bridging loans?

Bridging loans provide you with short-term finance that’s quick to arrange and flexible. Secured against...

Is it necessary to have mortgage insurance?

Most borrowers take out a mortgage over a long term, which means that paying it...

Can you remortgage with bad credit?

Your financial situation may have taken a turn for the worse since you originally took...

If buying a property at auction, what do you pay and when?

Buying a property at auction is a fast and exciting process with the potential of...

Boost your finances using an HMO remortgage

If you’re looking to raise funds as an HMO property owner or save money on...

Which is best? A lifetime mortgage vs retirement interest-only mortgage

If you’re retired or are approaching retirement, there are specific later life lending products for...

The current base rate remains at 5.25%

Once again, a vote by the Monetary Policy Committee (MPC) has been made to keep...

The UK inflation rate has fallen to 3.4%

UK inflation has dropped to 3.4% in February, which is the lowest it’s been in...

Is self-build cheaper than buying?

When you’re weighing up whether to build your own home or buy an existing one,...

How much deposit do you need for a self-build mortgage?

Have you been dreaming of building your own home? You can make it a reality...

How to buy a house at auction if you’re not a cash buyer

Auctions are a great way to buy a property quickly and at a bargain price....

What is the difference between self-build and custom-build?

You may have set your heart on building your own home and there are two...

What is auction finance?

Property purchases at auction have a quick turnaround, usually 28 days, so you need to...

The BoE base rate has remained at 5.25%

The Monetary Policy Committee (MPC) has voted to keep the Bank of England (BoE) base...

Should you choose an interest-only or repayment mortgage?

When applying for a mortgage, you need to decide how you want to repay it...