Author Archives: Trinity Finance

What are mirror wills?

When your wishes as to what happens to your estate are the same as those...

Plan ahead with a lasting power of attorney

Have you thought ahead to what might happen if you’re suddenly unable to handle your...

How do you make a will?

You’re ready to make a will, ensuring that your estate is dealt with according to...

The importance of having a will

Having a will in place is the best way to ensure that your loved ones...

Insuring your HMO property

When you’re ready to insure your house in multiple occupation (HMO), you’ll find that it...

Boost your investment portfolio using HMO development finance

As a landlord or investor, you may be seeking funding for a development project relating...

Get on the property ladder with the help of a gifted deposit

Saving a deposit to buy your first home is one of the biggest obstacles in...

Do you need an HMO licence?

Houses in multiple occupation (HMOs) can be lucrative investments but they’re more complicated to own...

How a family springboard mortgage can help you buy a home

One of the hardest challenges faced when hoping to buy your first property is saving...

What is an Energy Performance Certificate?

When you buy or rent a home, the property must have an Energy Performance Certificate...

Transform your property with an HMO refurbishment mortgage

When you want to convert a property into a house in multiple occupation (HMO) or...

How high are interest rates expected to go?

The Bank of England increased the base rate again on 3rd February – to 0.5%...

A new Bank of England base rate increase to 0.5%

Following the bank rate increase from the historic low of 0.1% to 0.25% in December...

Can you get an HMO mortgage as a first-time landlord?

You may be considering buying a property as your first rental investment and are interested...

Securing an HMO mortgage

Buying a property to use as a house in multiple occupation (HMO) can be a...

How do HMOs compare with standard buy-to-let properties?

Whilst houses in multiple occupation (HMOs) are rental properties, they differ from normal buy-to-let investments...

What is commonhold ownership?

When you buy a property, you usually own the freehold or leasehold but did you...

Use the right to manage for more control over your leasehold property

As a leaseholder, there may be times when you wish you had more control over...

The approval of planning restrictions for small HMOs in the London Borough of Bromley

Bromley Council has recently made two Article 4 directions that impact the creation of small...

Should you buy the freehold of your leasehold property?

When you own a leasehold property, you may wish to buy the freehold rather than...