Category Archives: Trinity News

Insuring your HMO property

When you’re ready to insure your house in multiple occupation (HMO), you’ll find that it...

Boost your investment portfolio using HMO development finance

As a landlord or investor, you may be seeking funding for a development project relating...

Get on the property ladder with the help of a gifted deposit

Saving a deposit to buy your first home is one of the biggest obstacles in...

Do you need an HMO licence?

Houses in multiple occupation (HMOs) can be lucrative investments but they’re more complicated to own...

How a family springboard mortgage can help you buy a home

One of the hardest challenges faced when hoping to buy your first property is saving...

What is an Energy Performance Certificate?

When you buy or rent a home, the property must have an Energy Performance Certificate...

Transform your property with an HMO refurbishment mortgage

When you want to convert a property into a house in multiple occupation (HMO) or...

How high are interest rates expected to go?

The Bank of England increased the base rate again on 3rd February – to 0.5%...

A new Bank of England base rate increase to 0.5%

Following the bank rate increase from the historic low of 0.1% to 0.25% in December...

Can you get an HMO mortgage as a first-time landlord?

You may be considering buying a property as your first rental investment and are interested...

Securing an HMO mortgage

Buying a property to use as a house in multiple occupation (HMO) can be a...

How do HMOs compare with standard buy-to-let properties?

Whilst houses in multiple occupation (HMOs) are rental properties, they differ from normal buy-to-let investments...

What is commonhold ownership?

When you buy a property, you usually own the freehold or leasehold but did you...

Use the right to manage for more control over your leasehold property

As a leaseholder, there may be times when you wish you had more control over...

The approval of planning restrictions for small HMOs in the London Borough of Bromley

Bromley Council has recently made two Article 4 directions that impact the creation of small...

Should you buy the freehold of your leasehold property?

When you own a leasehold property, you may wish to buy the freehold rather than...

How the Bank of England’s interest rate rise to 0.25% affects your mortgage

For the first time in almost 3 years, the Bank of England has increased the...

The differences between leasehold and freehold properties

You may not have given much thought to the difference between freehold and leasehold when...

Unlock the potential in your home with a second charge mortgage

As a homeowner, you can borrow money from your home without having to remortgage. A...

The need for due diligence with an auction purchase

Buying a property at auction is a fast process and a good opportunity to obtain...